Permissible Return Entry (CCD and CTX only) - RDFI has been notified by ODFI that ODFI agrees to accept a return entry beyond normal return deadline. Description: The account number structure is not valid. There needs to be a new authorization given to debit the account again. For more information about processing with Actum, we invite you to contact us. Save my name, email, and website in this browser for the next time I comment. This code may be used by the RDFI to contest an entry dishonored by the ODFI using return code R67 (duplicate return). R02: ACCOUNT CLOSED – Available balance is not sufficient to cover the dollar value of the debit entry. The table below lists the ACH Return Reason codes, which can apply to ACH/eCheck transactions. You will notice there is a numbering scheme to assist you in determining if a transaction was successful. Suggestion: Obtain new routing number and account information, then enter a new transaction using the updated account numbers. R32 - RDFI Non-Settlement: No description is available. If you are an ACHQ merchant and require more information on an ACH return please contact our support team. R01: Insufficient Funds: R02: Account Closed: R03: No Account/Unable to Locate Account: R04: Invalid Account Number: R05: Unauthorized Debit to Consumer Account: R06: Returned per ODFIs Request: … ACH Return Reason Codes Code Meaning Notes R01 Insufficient Funds (NSF) ... ACH Return Reason Codes 3-17-2009 CheckGateway, LLC Page 2 of 3 R36 Return of Improper Credit Entry ... R82 Invalid Foreign Receiving DFI Identification Actions Suggestion: Contact your customer and confirm the routing and account numbers, as well as their exact name on their bank account. R80: CROSS BORDER CODING ERROR: R81: NON-PARTICIPANT IN CROSS-BORDER PROGRAM: R82 ACH files and their EntryDetail records may be returned for a variety of reasons defined by “return codes”. MEMBER LOGIN . Suggestion: First, suspend any recurring payments scheduled with this bank account. Description: In CIE and MET Entries, when the original ID number isn’t used, the receiver has indicated to the RDFI that the number with which the Originator was identified is not correct. Description: The Receiver has placed a stop payment order on this debit Entry, which may be placed on one or more debit Entries. Description: The RDFI may return a CCD or CTX Entry that the ODFI agrees to accept. This return reason code may only be used to return XCK entries. Response Reason Codes. CSV format on this page. Limited participation DFI. Reason or Return code is the SEPA way of telling us why our payment failed; Reason code is what we traditionally refer to as the reason for rejection; There is a standard set of reason codes that should be used by all banks / countries to indicate the reason for payment failure; What are R-Transactions? Suggestion: Contact your customer to work out the problem, or ask them to work the problem out with their bank. Suggestion: Contact Actum. Please enable Cookies and reload the page. Some of the most common reasons include: insufficient … ACH Return Code R80 – IAT Entry Coding Errors You can ask the customer to debit a different bank account. Box 1739 / Matthews / NC 28106 / Tel. Estimate how much you’re overpaying for payments. Description: The RDFI is not able to settle the Entry. First, suspend any recurring payments scheduled with this bank account. The following return codes are less common and will not be seen for the SEC codes Actum supports, but we’ve listed them for reference. R38. R02. Click here to find out more about our packages and pricing. An RDFI using this Return Reason Code must transmit the return entry by its ACH Operator’s deposit deadline for the return entry to be made available to the ODFI no later than the opening of business on the banking day following the sixtieth calendar day following … API Listing. R50 State Law Affecting RCK Acceptance ... R82 Invalid Foreign Receiving DFI (If you’re new to working with ACH, this post contains an introductory overview.). ACH Return & NOC Codes NACHA Return Reason Codes (For additional information on return reason codes, please see the NACHA Rules.) 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